The development and use of financial planning models, with a focus on the Stanford University financial tradeoff (TRADES) methodology, are covered in conference papers, along with the application of the Stanford conceptual framework in five institutional settings. Additional papers consider an experimental modeling language that was developed to implement the Stanford methodology: the EDUCOM Financial Planning Model (EFPM). Titles and authors of the 12 conference papers include the following: "The Case for Planning Models" (William F. Massy, David S. P. Hopkins); "TRADES: A Model for Interactive Financial Planning" (Nathan Dickmeyer, D. Hopkins, W. Massy); "Models as Planning Tools: The Harvard Experiment" (Sally H. Zeckhauser); "Transition to Financial Equilibrium at Oberlin College" (James L. Powell); "Modeling the Budget at Lehigh University" (Eric V. (Ottervik); "Modeling and Planning at the University of Pennsylvania" (Jon C. Strauss, Randall Porter, Robert Zemsky); "Financial Planning at the State University of New York, Albany" (Robert C. Shirley, Wendell G. Lorang); and "EFPM--Generalizing the Stanford TRADES Model" (Daniel A. Updegrove). Appendices include sample EFPM reports for Carnegie Mellon University and Yale University. (SW)