Education, particularly at the post-secondary level, does not come cheaply in the USA, with the increase in annual tuition costs far outpacing the inflation rate during the same time period. A core tenet of US President Obama's domestic policy agenda is the belief that increased educational attainment can potentially lead to better economic prospects. As a result of the financial hardship that higher education brings to low-income and middle-income individuals and families, access to these educational opportunities and their benefits are not then fully realized. In response, President Obama has called for a "universal community college," where tuition costs are reduced to zero. The intent and effect of the "universal community college" initiative are identified and this commentary also suggests that additional scrutiny is needed with four questions to ensure that the programme design will later translate into meaningful outcomes, if this policy were to pass in Congress.