This illustrated guide was designed to familiarize consumers with planning a vacation trip, whether domestic or abroad. The guide covers setting up a budget; package tours; cruises and charter flights; travel agencies and clubs; and arranging stays in hotels/motels, rental condominiums, bed-and-breakfasts, hostels, campsites, and private residences. The booklet also considers resort timesharing and gives pointers on travel by plane, train, bus and car, as well as by rental car and recreational vehicle. Travel insurance, handling money, packing tips, and handling complaints are additional topics. Finally, a step-by-step guide to traveling abroad is provided. Lists of resources complete the easy-to-read booklet, which was developed by money-management specialists and written in consultation with travel professionals in business and government. (KC)