Strengths and weaknesses of consumer competencies of Kentucky high school graduates were studied. The sample consisted of 193 students selected from required freshmen English classes at three universities and three community colleges in Kentucky. (Of the 193 students, 122 were Kentucky 1976 high school graduates, thirty-one graduated from Kentucky high schools prior to 1976, nineteen graduated in 1976 from high schools outside of Kentucky, and eleven graduated outside Kentucky prior to 1976. The results of this study were compared with a sample of 619 Illinois high school seniors in 1975.) The Scholastic Testing Service standardized achievement Test of Consumer Competencies, Form B, was administered. It consisted of fifty-five multiple choice items designed for students in grades 8-12 and was constructed to cover fourteen content areas of consumer education. The findings indicated that there were no significant differences in the consumer competencies of the various groups compared. Significant differences, though, were found among the consumer competencies of the various groups analyzed in the fourteen content areas. Strengths were found in the areas of money management, housing, and individual in the market. Weaknesses were found in the areas of food, taxes, and savings. Other areas indicating a need for strengthening were insurance, transportation, credit, health, clothing, furnishings, recreation, and consumer in society. (JH)