Physical disability is an enormous psychosocio-economic-medical problem that affects over 24 million Americans. Public policy endorses a multi-disciplinary approach in analyzing this issue. Legislation has broadened the meaning of physical disability to include persons with mental and emotional disorders. Some of the costs associated with physical disability include limited or no participation in the labor market, social isolation, a reduction in national income, loss of productivity, and a reduction of household employment. A human resources approach for assisting the physically disabled incorporates an efficient allocation of public and private resources for elementary, secondary, technical and college education; a job upon completion of one's education; counseling; transportation; medical services; and individualized services. The elimination of architectural barriers will enhance employment opportunities for rehabilitants. Cost-benefit studies verify and support an expansion of government programs to prepare the physically disabled for future life-self-fulfillment. On-the-job training, specialized vocational programs, and bio-engineering adaptions of jobs have increased the productivity and employment opportunities for well-trained, homebound, and other severely disabled persons. Employment in captive markets, and sheltered workshops can be improved through the adoption of modern marketing procedures. Moreover, well-trained clients are successful in providing their own job placement. (Author)