This booklet on recreation, 1 in a series of 12, covers all the basic aspects of personal- and family-money management. Suitable for use by high school and college students as well as adults, this handbook suggests ways to plan recreation expenses for special activities, equipment, and vacation travel. Section 1 looks at the need for recreation and getting the most from recreation through planning. In section 2, setting recreational goals and planning recreational expenses are discussed. Section 3 offers lists of recreation possibilities. Section 4 sets forth some general guidelines for renting equipment, buying new equipment and clothing, finding alternatives to renting and buying equipment, joining health clubs, and renting or buying recreational vehicles. Planning vacations and travel, discussed in section 5, focuses on considerations of destination, mode of transportation, foreign travel, and payment methods. A list of organizations, books, and pamphlets is provided. (YLB)