Historically, proportionately fewer women than men enter college and those that enter are faced with higher out-of-pocket expenses. Often they depend on borrowing to meet college costs. This document examines the suitability of existing loan arrangements for financing the postsecondary education of women. It also evaluates other, alternative, loan repayment rules and arrangements that would make debt financing more suitable to female earning patterns. The document concludes that in certain circumstances it may be worthwhile to make loans more suitable to women who wish to finance their postsecondary education. It is suggested that the following steps be taken to modify repayment terms of such loans: (1) the minimum repayment amount of $30 a month be reduced; (2) the term of guaranteed loans be extended to 20 years; (3) special loan options to defer repayment of interest and principal be extended to households with children under six; and (4) a $2,000 special allowance for child care in determining eligibility for interest subsidy. (Author)