This directory completely revises and updates the previous edition, and contains information on 2,182 scholarships, fellowships, loans, grants, awards, internships, state sources of educational benefits, and general financial aid directories for minorities. The directory is divided into four separate sections. The first section provides 2,014 references to a wide variety of financial aid programs designed primarily or exclusively for minorities and sponsored by more than 550 government agencies, professional organizations, corporations, sororities, fraternities, foundations, religious groups, educational associations, and military/veterans organizations. Entries are grouped in six categories: (1) scholarships, (2) fellowships, (3) loans, (4) grants, (5) awards, and (6) internships. Within each category aid designed exclusively for Asian Americans, Black Americans, Hispanic Americans, and Native Americans are grouped separately from those aimed at minorities in general. Each entry lists program title, address and telephone number, purpose, eligibility, financial data, duration, special features, limitations, number awarded each year, and deadline for application. The second section lists state sources of information on educational benefits and identifies state agencies to contact for information on these benefits. The third section is an annotated bibliography of 60 general financial aid directories published in the past 5 years. The final section contains indexes by program title, sponsoring organization, residency, tenability (locations where programs may be used), subject, and calendar (programs by filing date). (JB)