This paper reports on a study of higher education health-care coverage for retirees including trends in coverage since 1987, major current provisions of institutions' coverage, and program cost controls. A total of 1,6701 institutions responded to a retiree heath-care survey. Among the findings were: (1) 61 percent of colleges and universities and 21 percent of independent schools now provide continued participation of retirees in their group health insurance plan; (2) 93 percent of colleges and universities and 76 percent of independent schools cover spouses but not dependents (public colleges more likely than private to offer spouse coverage); (3) most plans incorporate specific eligibility requirements, usually a specific years-of-service requirement or a requirement that combines age and service; (4) trends show more detailed eligibility requirements now compared to 1987; (5) for retirees under 65, about 25 percent of those from 4-year institutions currently pay the full cost of retiree coverage; (6) 42 percent of 4-year institutions offer one type of plan while 33 percent offer two plans and 22 percent offer three plans; (7) dental care and vision care are usually offered separately from the principal health-care plan or may not be offered at all; (8) nearly all plans cover prescription drugs; and (9) the incidence of cost containment features has increased substantially over the past 5 years. (JB)