ERIC Number: ED252491
Record Type: RIE
Publication Date: 1983
Reference Count: 0
Budgeting: The Basics and Beyond. Learn at Home.
Prochaska-Cue, Kathy; Sugden, Marilyn
Designed as an at-home course to help users develop a realistic budget plan and set up a workable record-keeping system, these course materials provide practical tips, ideas, and suggestions for budgeting. The course begins with a nine-step budgeting process which emphasizes communicating among family members, considering personal or family situation, setting goals, estimating income, estimating expenses, balancing the expenses with income, putting a budget plan into action, adjusting a budget plan as necessary, and future planning. Course materials include (1) situation sheets showing how life situations affect money management; (2) examples of money management tools such as a net worth sheet, income statement, account book, budget form, cash flow statement, budget control sheet, and cash flow planning form; (3) a financial action planning sheet; (4) special sections for single people, two-income families, and those with irregular incomes; and (5) additional information on using credit wisely, tax planning, and recordkeeping systems. (LH)
Descriptors: Basic Business Education, Budgeting, Cost Estimates, Credit (Finance), Daily Living Skills, Expenditures, Family Income, Money Management
Cooperative Extension Service, University of Nebraska, Dept. of Agriculture Communications, Lincoln, NE 68583-0918 ($4.50; quantity discounts available).
Publication Type: Guides - Non-Classroom
Education Level: N/A
Authoring Institution: Nebraska Univ., Lincoln. Cooperative Extension Service.
Identifiers: Personal and Family Financial Planning; Sample Forms
Note: Developed in cooperation with the U.S. Department of Agriculture.