In addition to a profile of, and open-ended responses from, 174 educators subject to reduction in force (RIF) and 273 educators who had not been RIFFED, this study presents findings from a questionnaire showing the level of stress produced over a 12-month period by 38 factors. A t-test determined the significance of the differences between the groups' mean scores for individual stress factors. The profile of RIFFED educators examined sex and age, level of academic preparation, teaching experience, number of times RIFFED and tenure status, type of educational employment, income and dependent status, second jobs held, post-RIF employment, date of rehire and assignment, and job satisfaction. The questionnaire showed major shifts in educators' concerns after being RIFFED: factors such as "paperwork" or "committee assignments" became less stressful than "lack of job security" or "lack of control over own life/future." The open-ended responses revealed educators' feelings of being dehumanized, undervalued, and unappreciated. The study urges those responsible for issuing RIF notices to be aware of the personal-professional effect the notices have on recipients. Tables provide a list of major emphases in 19 articles on RIFs (listed in the bibliography) and a ranking of the 38 stress factors. (PB)