ERIC Number: ED181239
Record Type: RIE
Publication Date: 1979
Reference Count: 0
Helping Families Adjust to Economic Change. A Project Report.
Matejic, Denise M.
A project was developed to gain more insight into family financial problems, to identify these problems, and to formulate educational strategies to deal with and help solve these problems. This project was conducted in three phases, which included community outreach, development of educational materials, and evaluation. Three communities with different ethnic blends, similar income levels (middle to lower-middle), and moderately high unemployment rates were selected as project sites. The outreach program, which reached approximately 2,000 participants with consumer education information, included the use of a mobile unit, a home-study course, work-site educational programs, paraprofessional counselors, and a closed circuit television network. The following are some of the project objectives which were achieved to the extent that the majority of those participants who responded to the follow-up studies had changed their practices: (1) participants will spend their money more wisely and use their new knowledge and skills to extend and increase their resources to raise their standards of living; (2) participants will learn to develop a personal money management plan; (3) participants will understand the concept of consumer credit and its advantages, disadvantages, and wise use; and (4) participants will understand the various types of insurance policies available and know how an insurance protection program can be adapted to their personal needs. (BM)
Descriptors: Adult Programs, Budgeting, Community Services, Consumer Economics, Consumer Education, Counseling Services, Credit (Finance), Curriculum Development, Economically Disadvantaged, Financial Needs, Financial Problems, Home Management, Insurance, Investment, Low Income Groups, Money Management, Outreach Programs, Program Development, Program Evaluation
New Jersey Cooperative Extension Service, Publications Distribution Center, Dudley Road, New Brunswick, NJ 08903 ($4.00)
Publication Type: Reports - Descriptive
Education Level: N/A
Sponsor: Extension Service (USDA), Washington, DC. Science and Education Administration.
Authoring Institution: Rutgers, The State Univ., New Brunswick, NJ. Cooperative Extension Service.
Identifiers: Income Groups; New Jersey
Note: The appendixes contain small type and may not reproduce well; For related documents see CE 023 725-729.