ERIC Number: ED180731
Record Type: RIE
Publication Date: 1979-Aug
Reference Count: 0
New Insurance Programs for Human Service Transportation Providers. Technical Advisory No. 1.
Davis, Frank W., Jr.; Burkhalter, David A.
The Insurance Services Office (ISO) of New York has filed two new insurance programs which will become effective nationwide on October 1, 1979, and are of special interest to social service agencies involved with transporting clients. The new insurance classification covering social service transportation programs, Liability Insurance for Vehicles Operated by or Contracted to Agencies, should remove much of the present uncertainty about rates and the willingness of the local agent to write insurance. Rates will fall between rates for school buses and rates for city buses. This new classification is for liability insurance which covers vehicles whether they are owned or leased for a term of one year or more by the social service agency, are donated to the agency without a driver, or are hired under contract by the agency. There are two subcategories: where the drivers of the vehicles are employees of the agency and where the drivers are volunteers or others. The second program, Excess Liability Insurance for Vehicles Owned by Employees and Volunteers, provides excess liability insurance for both the agency and the vehicle owner where vehicles owned by full-time agency employees or volunteers are used to transport agency clients. Information includes advice on how the program affects the availability and cost of insurance, ISO classes of commercial automobiles, primary rate factors based upon vehicle use, names and addresses of state insurance commissioners, rules/farms, copyright explanation, explanatory memorandum, and revised manual rules. (Author/NEC)
Publication Type: Reports - Descriptive
Education Level: N/A
Sponsor: Office of Human Development (DHEW), Washington, DC.; Public Services Administration (DHEW), Washington, DC.; Department of Health, Education, and Welfare, Washington, DC.
Authoring Institution: Tennessee Univ., Knoxville.