This document identifies goals, rationale, key concepts, general teaching ideas, and resource materials for teaching consumer and economic education. The document is intended to provide guidelines for elementary, secondary, and adult education programs which emphasize (1) understanding of the relationships between economic, political, and social systems and the individual, (2) acquisition of management and decision-making skills, and (3) understanding of the rights of individuals as consumers, producers, and citizens. The guide is presented in three major parts. Part one, an introduction, gives a rationale for consumer and economic education programs, presents a model for decision-making, and explains the goals and content of consumer and economic education programs at elementary, secondary, and adult levels. Part two, the bulk of the document, offers frameworks for teaching specific concepts such as scarcity, the market system, credit, consumer demand, savings and investment, and financial security. For each concept the framework outlines learning goals, teaching ideas, and general resource materials. The frameworks do not specify activities or resources by grade level. Part three, an appendix, contains a glossary of terms and a short curriculum unit outline. (AV)