Focusing on avoiding consumer frauds and misrepresentations, this document is one in a series of three consumer education modules developed to educate individual adult consumers in important areas of consumer affairs. An introductory section provides an overview of the module contents, suggested approaches for using the module, and suggestions for working with adults. Preceding the conceptual outline of the learning module is a complete list of objectives and competencies covered by the module. The conceptual outline includes the objectives, competencies, and supplemental narrative related to each of the following units of study: identifying consumer frauds and misrepresentations (for example, bait-and-switch deals, unordered merchandise schemes, charity rackets, auto repair frauds, and land sale schemes); avoiding fraudulent schemes and practices; and seeking redress. Two overview approaches (leader/lecture-oriented presentation and discussion-oriented leader activities) and an in-depth approach for presenting the units are outlined by providing the following information: section of module; type of activity; time required; preparation needed; and description of activity. Sources are listed for further reference, and an evaluation plan is described. Finally, eight transparency masters are appended. (A related manual on financial counseling is also available, CE 016 110.) (BM)